E-Credit

“Less stress more SOLUTION with our Electronic – Credit Card”

With as low as 1% (diminishing) monthly interest rate with a maximum loanable amount of Php100,000.00 payable up to 12 months!


Credit Limit:

Php 20,000 and below- 3 months

Php 20,001-Php 50,000- 6 months

Php 50,0001 up to Php 100,000- 12 months.



Every (2) years- Renewal Fee

Interest rate= 1% per month


HOW TO APPLY:
Validation and Classification Process:
1. Approval is subject to 5C’s of Credit
2. The Card Holder has given the privilege as prescribed in the terms and Condition set forth in the agreement during application. This privilege is only selective to those with "Good Borrowing Records" only.
3. If, with Outstanding Regular Loan: The current history of repayment of the loan is given emphasis in granting additional loan. Ensuring that the member-borrower had at least paid the 1st installment of the other loan.
4. Limit is based on the Capacity-to-Pay 5. Cut-off is every 28th day of the month, Billing is on the 10th day of the succeeding month.

Qualifications:
1. Member’s with a minimum share capital of P4,000.


Requirements:
1. Proof of Identification
>>Bring any valid ID

Processing Guidelines
1. Fills up E-credit application form.
2. Applicant pays 1,200.00 pesos for registration
3. Loan process for approval
4. Applicants claim the E-credit Card and can ENJOY its use anytime, anywhere!